There have been some big brand casualties in the FCA's war on non-bank lenders. Here is a list of the 10 biggest lenders to fail since 2005. Most people think that payday lending was a license to print money, then the Financial Conduct Authority came along and went to war on Payday lending. The truth…
People are so short of cash that they are missing out on spending quality time with family and friends, which is aiding a mental health crisis, according to analysis. Over seven thousand people were asked how much money they spend on socialising, but many people said they hardly spent anything because they couldn’t afford to…
Do you own your own home? Or do you plan to own your own home? If the answer to one of these questions is yes, you may wish to avoid voting for Jeremy Corbyn. This is because if he becomes Prime Minister, he plans to reduce ‘wealth inequality’ by taxing profits on the sale of…
When we heard that women were receiving lower credit limits than men, we were a bit surprised, so we decided to investigate. We were shocked by our findings. Our tests found women DO receive lower credit limits than men. This first came to our attention when we came across a CNN story being investigated in…
Property wealth is proving to be a lifesaver for many retirees, as thousands more people look to release equity from their homes to subsidise their living. We look at the reasons why! In recent years it has also become apparent that more people of retirement age are having to work for longer in order to…
People are missing something about Boris's Brexit Deal. Northern Ireland being locked into the EU for 7 years isn't an accident. It's designed that way and is significant for other reasons. For those of you that don't know what Boris and the Brexit Secretary have been trying to sign us up to, that probably includes…
With Quick Quid now about to leave to the UK Lending market, it might be worth us taking a short pause to say "told you so". We have previously warned that QuickQuid and Wonga were about to pull the plug. As it happens, QuickQuid has lasted a year longer than we predicted - if as…
We just love credit cards and use them to pay for everything. But do you know the ins and outs of your current credit card setup? We bet you don’t. That’s the scary thing about credit and the nation’s obsession with credit cards. We use them to pay for pretty much everything; big and small,…
It’s no secret that there have been many changes in the last couple of years regarding what landlords are expected to pay in the form of tax, and how they are expected to operate. In the last 24 months or so there has been much discussion within the buy to let sector regarding just how…
According to news seen this week, citizens who do not have a bank account are more likely to pay around £500 more per year for essential items in comparison to people who regularly utilise a bank account. People who do not have a bank account are typically unable to get the same discounts on certain…
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